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Loraine always has good ideas. Been using the steel balls and have struggled through the first few sessions now easy session gets easier. I have some weird ways I finger chords so personally whatever way floats your boat works for me. Guitar is an ever changing journey. The way I fret and pick notes and chords is always evolving. like for barre chords in the F position I use my thumb on the bass E string on most barre chords higher than the f chord on the fret board. I use my thumb a lot in finger picking so i have really grown reliant on using it. If it works for you and you can still change chords in a progression in a timely manner use what works for you. My 2 cents…