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I use a heavy 1.5 pick and have 2 fingers on the back and thumb on the front but , only, between 1/8th to 3/16th of and inch of the pick tip visible and striking the stings and play so much that i have good control of the tip, Also have a couple of Blue tips but don’t use them much.
A lot of times when doing down strokes my middle finger tip actual touches the string before the pick tip does. this doesn’t seem to affect my tone, unless I want it to, and and I take this anomaly and develop different sounds with it. I try to use this as a different way to strike the strings and achieve a different tone. I have actually used that nail tip to get that different tone, on down strokes. If you play enough you can try to do something with the different way you play as you don’t have to please anyone but yourself. That finger nail can help partially mute a string to get a different tone.
Also I noodle a lot, sometimes forever or so it seems. When you are retired and don’t have to account for your time any longer you learn to stretch out in different directions. This means that I am discovering different tone/sounds, mutes, etc. All of this creeps into your playing, over time, when pickings tunes.
Maybe someday I’ll actually know what the heck i am doing on a guitar.