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The first rule of music is If it sounds good, it is good. Fundamental finger picking is as described index, middle ring and sometimes pinky are assigned treble strings to generally pick. If you aren’t comfortable with the 3 finger approach modify it to fit what you are trying to accomplish. Sometimes my thumb is down on the G string and I’m using the middle and ring or sometime only the middle finger, especially with 2 or 3 string brush up stokes. I trained with the 3 finger method but I don’t feel locked into using it in a ” book style” format. I use the pick and 2 finger picking a lot. These Hotel California exercises can be done finger style also and the tone is completely different from using a pick. I have been practicing this song, since the last time it came around in almost exclusively finger style. It seems to suit my ears just fine, but have many many hours into trying to learn this style. On Songster there is a Hotel California finger style version that is fun to practice with.