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Hey Denise ( @Cadgirl ), before you buy the 12 string, think about the body size. Most of them are dreadnought body size and shape. There are some smaller bodied 12s that are very expensive. Taylor and Collings make smaller ones, but their cost is equivalent to Martins. The lest expensive 12 I found that is smaller than a dread is the Breedlove Solo 12 string for $800 and it’s still a grand auditorium size. But I have been able to adjust to it, although I can’t play it as long as my other guitars.
MG 😀