@Val, that is a great question! I really like playing both with and without a pick, and sometimes I hybrid pick as well (pick held between thumb and index finger, and fingerpick at the same time with the middle and ring fingers). There’s a good intro to hybrid picking in the TAC Skill Courses if you want to give it a try.
But it’s _your_ guitar journey, and if you find it more fun to play without a pick, I don’t think there’s anything wrong with it! You can always spend a few minutes using a pick on the TAC exercises that call for them, and then go back to the fingers. You can simulate alternate picking, foregoing the pick, by alternating between your thumb and index on the same or adjacent strings.
A thumb pick might be a nice option to try. I have trouble playing with them, but some folks love them! Anyone here use one?
I play electric, as well, and I try to play with and without a pick. I’m in a group for learning classic guitar solos and there’s a guy who plays every solo without a pick and he sounds amazing!
One of my favorite electric players is Chris Buck, who effortlessly switches between fingers and pick. He stashes the pick in the crook of his index finger when he’s not using it — completely mind-blowing! You can find plenty of examples of his technique on YouTube.
Whatever you end up doing, I wish you plenty of fun!